Have you been in a Lyft accident? Know your rights.
Lyft has been rapidly expanding across the country due to their lower price compared to taxis and the ease of using them. However, there are downsides. Notably, since they are not subject to the same regulations that taxis are, the drivers don’t necessarily have the training – and they certainly lack the testing – that you could expect from a Texas taxi driver.
As a result, you could be more likely to be involved in an accident in a Lyft than a taxi. If you are the victim of a Lyft accident – whether as a passenger, another driver or a pedestrian – it is important you know your rights. Keep reading to get the basics and then contact Greg Jackson Law at (817) 926-1003 for additional help.
Understanding Lyft insurance coverage.
It can be complex for a layperson to understand the way Lyft insurance works for their drivers. Lyft has a very high policy limit for each driver, but whether you are covered by that insurance policy or the driver’s individual policy will depend on a variety of factors.
If the driver was not logged into the Lyft app then legally speaking they were not working or waiting for an assignment. You will then be covered by their personal insurance coverage, which in Texas can be as low as $30,000 per person and $60,000 per accident.
If they were logged in but waiting for a fare, Lyft’s insurance policy covers $50,000 per person and $100,000 per accident along with $25,000 in property damage. Once the driver has been assigned a fare, Lyft’s $1,000,000 liability and uninsured/underinsured motorist coverage kicks in.
Request a consultation with a Lyft attorney today
If you’ve been in an accident involving Lyft, you should consult an experienced attorney sooner rather than later. At Greg Jackson Law I am standing by to hear your story, consider the facts, and provide a comprehensive legal opinion and strategy. Call me at (817) 926-1003, and I can get started right away.