Have You Been in a Lyft Accident? Know Your Rights
Lyft has been rapidly expanding across the country due to their lower price compared to taxis, and the ease of using them. However, there are downsides. Notably, since they are not subject to the same regulations that taxis are, the drivers do not necessarily have the training – and they certainly lack the testing – that you could expect from a Texas taxi driver.
As a result, you could be more likely to be involved in an accident in a Lyft than a taxi. If you are the victim of a Lyft accident, whether as a passenger, another driver, or a pedestrian, it is important you know your rights. Keep reading to get the basics and then contact Greg Jackson Law at (817) 926-1003 for additional help.
Lyft Drivers Have a “High Duty of Care”
When considering the liability of Lyft drivers, it is important to know that they are considered common carriers. This means that just like taxis drivers, they are required by law to have a “high duty of care.” Legally speaking, it means they must use the degree of care that the court considers a cautious, competent, and prudent person would use in the same situation. This is a higher level of care than the average driver must follow.
Note that this is not automatic. Your Lyft attorney must seek out this higher standard from the court – and they must do so in a timely manner. If they do not, then you may lose this higher standard, which could result in losing the case. This is just one reason that we strongly recommend you select an attorney who is specifically experienced in Lyft cases. Greg Jackson Law is a great choice.
Understanding Lyft Insurance Coverage
It can be complex for a layperson to understand the way Lyft insurance works for their drivers. Lyft has a very high policy limit for each driver but whether you are covered by that insurance policy or the driver’s individual policy will depend on a variety of factors.
If the driver was not logged into the Lyft app then legally speaking they were not working or waiting for an assignment. You will then be covered by their personal insurance coverage, which in Texas can be as low as $30,000 per person and $60,000 per accident.
If they were logged in but waiting for a fare, Lyft’s insurance policy covers $50,000 per person and $100,000 per accident, along with $25,000 in property damage. Once the driver has been assigned a fair, Lyft’s $1,000,000 liability and uninsured / underinsured motorist coverage kicks in.
Request a Consultation with a Lyft Attorney Today
Right now is the best time to consult with a Lyft attorney. At Greg Jackson Law we are standing by to listen to your side of the story, consider the facts, and provide a comprehensive legal opinion. Call us at (817) 926-1003 and we can get started right away.